Last Updated: Aug 1, 2025

Welcome to KristianHammer.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please discontinue use of the Website.

1. Ownership of Content

All original content, materials, and resources on this Website—including but not limited to text, graphics, logos, blog posts, guides, and downloadable files—are the property of Kristian Hammer unless otherwise stated.

All trademarks, trade names, product names, and logos mentioned on this Website are the property of their respective owners. Any mention of a brand, product, or service does not imply any affiliation, endorsement, or sponsorship unless explicitly stated.

2. Affiliate Disclosure

This Website may contain affiliate links. If you click through an affiliate link and make a purchase, Kristian Hammer may receive a small commission at no additional cost to you.

These commissions help support the operation of the Website. All opinions expressed on this Website are solely those of the author and are not influenced by any affiliate partnerships.

3. No Investment Advice

The information provided on this Website is for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice.

Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. You are solely responsible for your own investment decisions. Before making any financial decisions, consult with a licensed financial advisor or other qualified professional.

4. Third-Party Links & Resources

This Website may contain links to third-party websites, services, or products. These links are provided for your convenience. Kristian Hammer does not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party websites.

5. Limitation of Liability

Kristian Hammer will not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of this Website, including any errors, omissions, or reliance on the information provided herein.

6. Changes to Terms & Conditions

These Terms & Conditions may be updated at any time without prior notice. Any changes will be posted on this page with the updated date. Your continued use of the Website after changes are posted constitutes acceptance of the updated terms.

7. Contact Information

If you have any questions regarding these Terms & Conditions, please Contact us:

📧 Email: www.KristianHammer.com/contact
🌐 Website: www.KristianHammer.com